Property is still the #1 vehicle for wealth creation but you need to know how to do it right.

The Smarter Finance & Wealth Creation Guide contains everything you need to know about getting out of 'bad' debt and building a passive retirement income!

• How you can eliminate bad debts, shave years off your mortgage as well as save thousands in interest and tax.
• How to build a passive retirement income of at least $83,200 per year [~$1,000 per week net] within only 10 years.
• Why you don’t need to buy 10 properties in 10 years to achieve financial freedom - you can do it with 4!
• The exact strategies you can use to pay off a $350,000 home loan in just over 10 years, saving over $266,000 in interest costs.
• How to turn your non-deductible home loan debt into deductible investment debt.
• The exact property portfolio size you’ll need to build for your retirement - and it’s not as big as you thought!
• How to ‘beat the market’ and identify the locations and properties likely to achieve better-than-average capital growth and cash flow.
• The golden rule of debt reduction and how you can reduce your taxable income by more than $50K with just one property.
• How to create instant equity of over $100,000 by buying brand new cash flow positive property in high growth areas!
• The exact strategy you can use to build a passive retirement income which will grow every year for the rest of your life.

• About 80% of Australian’s will not have enough money to live on in retirement, even after working all their life;
• 86% of retirees will have to continue working and more than half will have to sell the family home just to survive;
• 75% of Australians over 65 years of age currently live on less than $599 per week;
• The Government is worried that the financial burden imposed by an ageing population will be unmanageable;
• By 2055, the number of Australians over 65 years of age is projected to more than double;
• By 2055, there will be 2.7 workers for every person over 65, compared with today’s 4.5 workers for every retired person;
• The average Superannuation balance at age 60-64 is only $178,808 and by age 70 only 1 in 5 retirees have any left;
• The current full pension rate is only $532/wk for a single and $802/wk for a couple;
• In addition to making it harder to get the pension the government is set to change the pension age to 70 years by 2035;
• Because there’s more to life than working hard your entire life - don’t you want to enjoy your retirement!